Privacy | Pace Financial

 
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PACE FINANCIAL PRIVACY POLICY

This is our privacy notice for our customers. When we us the words “you” and “your” we mean all persons (individuals) who do not have a continuing relationship with us but who may use a financial product or service we provide in isolated transactions. This includes, for example; someone who needs assistance in financing a vehicle; someone who needs assistance in obtaining insurance coverages; and seeks extended warranty coverage.

  • We will tell you the sources for non-public personal information we collect on our customers.
  • We will tell you what measures we take to secure that information.
  • We will also tell you what information we share with other entities.
  • We will explain what your rights are, and how you can exercise them.


  • May we first define some terms:
  • Non-public personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources such as telephone directories or government records.
  • A non-affiliated third party is a company that is not an affiliate of ours. Opt out means a choice you can make to prevent certain sharing of information. We will explain how you can exercise this choice.


  • The Information That We Collect:
    We collect non-public personal information about you from the following sources:
  • Information we receive from you on applications or other forms.
  • Information about your transactions with us.
  • Information about your transactions with non-affiliated third parties.
  • Information from a consumer reporting agency.


  • THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NON-PUBLIC PERSONAL INFORMATION We restrict access to non-public personal information about you to those employees and independent contractors who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your non-public personal information.

    NON-PUBLIC PERSONAL INFORMATION AND NON-AFFILIATED THIRD PARTIES Since we value our customer relationship with you, we will not disclose your non-public personal information to nonaffiliated third parties, except as permitted by law.

    NON-PUBLIC PERSONAL INFORMATION AND NON-AFFILIATED THIRD PARTIES FUTURE CHANGES In the future, we may disclose non-public personal information to nonaffiliated third parties such as nonpublic personal information we receive from you on an application or other Forms, such as Name and Address. You may opt out of the disclosure of any information we disclose.

    Types of Non-affiliated Third Parties.
    We may disclose non-public personal information about you in the future to the following types of nonaffiliated third parties:
  • Information we receive from you on applications or other forms.
  • Information about your transactions with us.
  • Information about your transactions with non-affiliated third parties.
  • Information from a consumer reporting agency.

  • YOU HAVE THE RIGHT TO CHOOSE
    In this notice, we have explained our policy about the disclosure of certain information.

    Non-affiliated Third Parties We have explained the kinds of non-public personal information we may disclose to non-affiliated third parties. We have also explained the kinds of non-affiliated third parties with whom we may disclose the non-public personal information. If you prefer that we do not disclose non-public information to non-affiliated third parties, you may opt out those disclosures, that is, you may direct us not to make those disclosures other than the disclosures permitted by law.

    Your decision to block the disclosure of your non-public personal information will apply to all products and services you receive from us.